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Plan like a parent.
Care about what happens to your family and your assets? Of course you do. That’s why you need a will.
A Will is the only way to make sure your money, property, possessions, and investments (known as your estate) go to the people and causes you care about. If you have young children, it is especially important to make sure you have a Will to appoint the guardian(s) you would want to take care of your children.
What is a Will and Why Do I Need One?
A will is a legally binding document that outlines your instructions for the distribution of your property, prized possessions, bank balances, and investments – collectively known as your estate. Without a will, your wishes may not be fulfilled as you desire. Here's why you should consider having a will:
Estate Distribution: Ensure your assets go to the people and causes you care about, providing financial security to your beneficiaries.
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Guardianship for Minor Children: If you have young children, a will allows you to appoint guardians who will care for them as you intend.
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Business and Investments: Specify the recipients and timing of your business and investment assets.
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Charitable Contributions: Direct your assets to support the charitable organizations or causes close to your heart.
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Blended Families: Create a trust to ensure your partner is taken care of, regardless of inheritance complexities.
Specialists at your fingertips
With over 32 years of experience in the Financial Services Industry, Kamal Dhaliwal is a seasoned professional dedicated to providing you with the knowledge and expertise you need to feel confident and secure in your decisions.Kamal Dhaliwal is a fully qualified Financial Advisor, registered with the FCA. As a Member of The Society of Will Writers, Kamal is required to adhere to their code of practice, insurance and training requirements.We take the time to understand your goals and create a legally sound will that reflects your intentions.
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Did You Know?
20% OFF
for all NHS workers and staff.
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Our three step process:
Initial Consultation
Book in a call with our experts to discuss your wishes and objectives
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1-1 Consultation
Answer a few simple questions with our experts
Your Will is created
You and your loved ones have peace of mind.
What Our Clients Are Saying About Our Services
Jay Patel
"I have peace of mind when it comes to my children and grandchildren being taken care of when I am not around. Kamal is lovely to speak with and explains everything very well."
Preeti S
"Easy communication and always there when I need them. Highly recommended!"
David L
"I can't say enough about how professional they are. They help me to make informed decisions."
The Signing and Witnessing Process
Signing your will correctly is crucial to its validity. It must be signed in the presence of two independent witnesses, who also sign the will. All three individuals must be present together during the signing and witnessing of each signature. Our knowledgeable experts guide you through this process to ensure the proper execution of your will.
Get exactly what you need, without the fuss.
Planning For The Future: Protection For Your Loved Ones and Peace of Mind For You
Benefits of Having a Will:
A will is more than just a legal document – it's a legacy you leave behind. By creating a will, you:
Protect Loved Ones:
Ensure your family is financially secure and cared for in your absence.
Avoid Legal Complications:
Prevent your estate from being subject to intestacy laws, which may lead to unintended beneficiaries.
Distribute Assets:
Designate beneficiaries for your assets, investments, and personal possessions.
Appoint Guardians:
Nominate guardians to provide a loving home for your minor children.
Reduce Family Disputes:
Provide clear instructions to minimize the potential for disagreements among family members.
Why choose PJ & Co FS?
Tailored Coverage Options
By paying for life insurance through your business, you can reduce your personal outgoings by hundreds if not thousands of pounds per year.
Industry Expertise
With our extensive experience in the insurance industry, we understand the complexities and nuances of building and contents insurance. We use our expertise to guide you through the process and provide informed advice.
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Effortless Claims Process
In the event of a claim, we strive to make the process as seamless as possible. Our efficient claims handling ensures quick resolution, helping you get back on your feet without unnecessary delays.
Excellent Service
Competitive Pricing
We offer competitive and transparent pricing, ensuring that you receive the best value for your insurance coverage without compromising on the quality of protection. Our aim is to provide affordable and reliable insurance solutions.